Unplanned redemptions / sales of investments not only get impacted by unfavourable market prices (since the timing of exit is not planned) but also generally result in upfront tax liabilities, all of which end up causing financial losses to investors and impacting the Need based investments that the investor may be looking forward to make.

The LAS - Loan Against Security provides a very quick, convenient way of availing finance against securities held in your NJ E-wealth account, while still retaining ownership and riding the upside of being invested in the stock market.

The EMI based repayment structure also ensures that payments are made in an orderly, planned and affordable manner over the specified period and the liability is continuously brought down.