ATFS is recognized as the best mutual fund distributor, guiding investors to choose the right funds based on their financial needs and risk appetite.
Mutual funds have advantages and disadvantages compared to direct investing in individual securities. The primary advantages of mutual funds are that they provide economies of scale, a higher level of diversification, they provide liquidity, and they are managed by professional fund managers. Investors in a mutual fund must pay fund management charges.
ATFS takes pride in being the best mutual fund distributor, ensuring that every investor receives tailored financial needs and access to a diverse range of investment options. With a customer-first approach, ATFS simplifies the process of investing, helping clients make confident and informed financial decisions for a secure financial future.
Primary structures of mutual funds include open-ended funds, unit investment trusts, and closed-ended funds. Exchange-traded funds (ETFs) are open-ended funds or unit investment trusts that trade on an exchange. Some close- ended funds also resemble exchange traded funds as they are traded on stock exchanges to improve their liquidity.
Equity Fund
An Equity Mutual Fund is an investment scheme that pools money from investors to buy shares of publicly listed companies. It aims to generate long-term capital growth. These funds are regulated by SEBI and are suitable for investors with moderate to high risk appetite.
Debt Fund
A Debt Fund is a type of mutual fund that invests primarily in fixed-income instruments like bonds, government securities, and corporate debentures. It aims to provide stable returns with lower risk compared to equity funds. These are suitable for investors seeking regular income and capital preservation.
Balanced Fund
Balanced Funds, also known as Hybrid Funds, invest in a mix of equity (stocks) and debt (bonds) to balance risk and return. They aim to provide growth from equities and stability from debt instruments. Suitable for investors looking for moderate risk with diversified exposure.
ELSS Fund
An ELSS (Equity Linked Savings Scheme) is a type of equity mutual fund that offers tax benefits under Section 80C of the Income Tax Act. It has a lock-in period of 3 years and primarily invests in equities to provide long-term capital growth.
Small Cap Fund
Small Cap Funds are equity mutual funds that invest primarily in small-sized companies—typically ranked 251st and beyond in market capitalization as per SEBI classification. These funds aim for high growth potential but come with higher volatility and risk. Suitable for investors with a long-term horizon and high risk appetite.
Large Cap Fund
Large Cap Funds are equity mutual funds that invest primarily in large, well-established companies—specifically the top 100 companies by market capitalization as defined by SEBI. They offer stable returns with lower risk compared to mid and small cap funds. Ideal for conservative investors seeking steady long-term growth.